Retiree Decalogue

- Seek investment to cover my whole retirement stage
- Ensure you have income (cash flow) needed to cover regular budget expenses
- Seek information from reliable sources
- Do not invest in what is not understood
- Knowing my risk profile of investing accordingly
- Every investment has risks. Identify them
- Increased profitability (offered or expected) is always accompanied by increased risk
- If you decide to manage money directly. should not put all resources in one or a few destinations. To diversify
- Knowing the costs of any investment. If it is a service, how do I charge for it?
- Money is not invested and consumed in money not recovered